What are the features of some of the best car insurance companies in UAE?

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A car is one of your biggest and most valuable assets and it is only natural that you want to mitigate any risks attached to it. This is where the role of car insurance comes in. A robust car insurance protects your car against any unforeseen circumstances and risks. 

Additionally, the government of the UAE, like many others in the world, has made car insurance mandatory by law.

In purchasing a good car insurance policy, you would have to spend a significant amount of time and resources comparing various policies. We have, however, made life easy for you. Read on to know more about the best car insurance companies in the UAE and the features they offer.

Abu Dhabi National Insurance Company (ADNIC)

One of the most sought-after insurance companies in the UAE, the Abu Dhabi National Insurance Company provides three tiers of motor insurance – platinum, gold, and standard. These policies are customizable and the claims process is easy and quick too.

Features:

  • Third party liability property damages upto AED 5,000,000
  • Comprehensive cover for a period of 8 years
  • Loss of personal belongings
  • Car replacement
  • Off-road assistance
  • Waiver of depreciation
  • Roadside assistance services
  • Emergency medical expenses

Contact details: 800 8040

Al Ain Al Ahlia Insurance Company

Founded in 1975, Al Ain Al Ahlia Insurance Company was one of the first insurance companies to operate in the UAE. It provides a wide range of car insurance to both private and corporate clients. 

Features:

  • Unlimited third party bodily injury
  • Third party property damage
  • Personal accident cover

Contact details: +971-2-6119999

Emirates Insurance

Rated amongst the best insurance companies in the UAE, Emirates Insurance began operations in 1982 and is a semi government company. It offers a wide range of car insurance benefits that help in protecting your car against any unanticipated exigencies.

Features:

  • Personal accident benefits
  • Emergency medical expenses
  • Loss of personal belongings
  • Natural perils 
  • Oman cover
  • Off-road coverage
  • Hire car benefits
  • Roadside assistance cover
  • Excess waiver on windscreen damage

Contact details: 02-6440400

Noor Takaful Ethical Insurance

Established in 2009, Noor Takaful provides a wide range of Takaful (Islamic insurance) car insurance products. With a mission to offer the most innovative ethical insurance solutions, Noor Takaful has been the recipient of multiple awards for its robust insurance products.

Features:

  • Loss or damage to insured vehicle
  • Third party property damage cover
  • Third party bodily injury cover
  • Natural calamities
  • Emergency medical expenses
  • 24-hour roadside assistance
  • No claims discount
  • Personal belongings cover
  • Valet parking cover

Contact details: 800TAKAFUL (825 2385)

Oman Insurance

With over 45 years of experience and 86 percent customer satisfaction, Oman Insurance is one of the best car insurance companies in the UAE. It offers four types of car insurance: comprehensive, third-party, InsureMyTesla (specially designed for Tesla vehicles), and High net worth cover for luxury vehicles.

Features:

  • Personal accident cover for driver and passengers up to AED 200,000
  • Third party property damage cover up to AED 3,500,000
  • Agency repairs for up to 3 years (subject to previous records)
  • Emergency medical expenses covered for up to AED 5,000 per person
  • Personal belongings covered up to AED 5,000
  • 24 hours, 365 days emergency roadside assistance
  • Natural disaster
  • Off-road coverage
  • Personal injury cover

Contact details: 8004746

Orient Insurance

Orient Insurance Company initiated operations in 1982 as a part of the reputed Al-Futtaim Group and has since recorded a progressively steady growth since, ranking among the leaders in the UAE insurance market. It provides a range of interesting features in its car insurance policies.

Features:

  • Repairs at dealer/agency workshop
  • Natural calamities cover
  • Emergency medical expenses 
  • Roadside assistance
  • Free life insurance cover for individual insured for AED 100,000
  • Legal liability to immediate family members
  • Cover against riots and strikes
  • Off-road cover

Contact details: 800 674368 (ORIENT)

Union Insurance

Headquartered in Dubai, Union Insurance was established in 1998. Its exceptional customer service, digital capabilities, and seamless experiences make it one of the most popular insurance companies in the UAE. It offers three major car insurance policies: standard comprehensive, superior comprehensive, and third party liability car insurance.

Features:

  • Third party property damage upto AED 5 million
  • Unlimited third party bodily injury coverage
  • Personal accident benefit for driver upto AED 200,000
  • Ambulance services
  • Personal injury for insured and/or spouse
  • Replacement of vehicle
  • Natural calamities
  • Fire and theft
  • Riots and strikes

Contact details: 800 UIC4U (84248)

Watania Insurance

Established in 2011, Watania Insurance is one of the leading Takaful insurance providers in the UAE. It offers some of the best and most useful features on its car insurance, making it one of the best in the Middle East region. Watania also provides online insurance in uae.

Features:

  • Third party property damage
  • Passenger cover
  • Driver coverage
  • Battery boosting service
  • Roadside assistance
  • Car registration service
  • Discounted international driving license
  • Emergency medical expenses
  • Natural calamities
  • Off-road coverage

Contact details:  800WATANIA(928 2642)

While it is mandatory to purchase car insurance, your requirements will help you decide which policy and company to pick. All the best!

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