Since 1997, Cedars Business Services has centered its debt collection business around People.
Built on a foundation of trust, Cedars Business Services strives for honest relationships based on transparency throughout every step of the debt recovery process. We ensure that our consumers and clients are aware of their rights and adhere to high ethical standards.
Cedars Business Services is not a scam
The credibility of Cedars Business Services on Yelp and Google Business
If you want to know us better, you can visit Yelp and Google business for Cedars business services. Our company has many customer reviews telling how they feel and what their experience with us was like. You will find many positive reviews about us from our customers as we provide free credit reports, credit scores, and consultations for credit repair and debt collection.
Some clients will tell you how professional and helpful we are, while others will tell you how efficient we are at making the right collection. While in some spaces you can find our services and the success rate of our company from our clients.
“Laddering” is a term used frequently when it comes to repairing ones credit. Basically, one should pay as much as possible to the creditor with the highest interest rate and do so on time. All other bills from other creditors should be paid on time, but only given the minimum balance due. Once the bill with the highest interest rate is paid off, work on the next bill with the second highest interest rate and so on and so forth. The goal is to pay off what one owes, but also to reduce the amount of interest one is paying. Laddering credit card bills is the ideal step to overcoming debt.
If you’ve ever been contacted by a debt collector, you know it’s not fun. Having an unpaid debt in this fast-paced life is very common. Even records say that “77 million Americans — 35 percent of adults with credit files — have debt in collections.” So you are not alone here.
We know dealing with an overdue debt is overwhelming. Your phone keeps ringing and they won’t stop asking for money. But all of it can become easy when you understand the process and know who is calling you. After all, a pending bill of any type can affect your credit score and negatively harm your financial health for a long run.
Generally, there is a misconception about debt collectors. They are badly known for their policies. But not every debt collector messes around. There are agencies like cedars business services who have a reputation of collecting unpaid bills by not pushing the boundaries of law. They have a more focused debt collection strategy that keeps people at first.
So if you are getting behind on paying your monthly payments for a loan or credit card, chances are you’ll soon be contacted by cedars business services or any other third party debt collector for collection.
You must know the fact that Ignoring a debt won’t make it go away. But there are certainly more ways to work with it. Instead of worrying, solidify the knowledge about who cedars business services is and what is their strategy of debt collection. Let’s begin our learning.
Cedars Business Services: who are they?
Cedars business service widely known as Cedar Financial is an international third party collection agency headquartered in Southern California. They follow a human-centered approach to create focused payment solutions that work for both consumers and their clients. Cedar financial is a worldwide leader in commercial collections. They have a global coverage with a local presence since their inception in 1994.
Their debt collection services are split between domestic and international collections. In their international division, they conduct thousands of investigations in every country ranging from Eastern and Western Europe, Latin America, Middle East, Africa, Australia, North and South America, Asia Pacific and India.
Under the cedars business services consumer collection division, they offer pre-collection account monitoring, 1st party collection for early delinquencies; traditional third-party collections; and litigation services. Cedar financial accepts accounts for industries like education, healthcare, e-commerce and government.
They don’t scam!
Cedars business services is not scam for sure. That’s the reason they are in business for such a long time. They are a legitimate debt collection agency and a longtime member of ACA international. They believe in putting people first approach and their policies are boldly explained on their website. They are transparent about their business strategies. They are professionals and are very strict when it comes to following the FDCPA guidelines. So there is no chance they are doing Scam.
Are they calling you?
Knowingly or unknowingly, if you have a pending payment for any of the following reasons, you are sure to be contacted by them. The reason for this can be:
- Not paying your credit card bills
- Pending installments for student loans
- Unpaid medical bills
- Upside down car loan
- If you have been contacted by one of the cedars representatives, it is because you fall in any one of these categories.
- Employees at cedar financial have received information about your unpaid debt and they are charged to collect that amount from you. So undoubtedly they will contact you, not once but several times because when you pay, they get paid.
In case you think they are contacting you in error or you want them to stop calling you, then you have a very flexible way to contact them and asking for them to stop. Just fill their online form and let them know your concern.
Now let’s consider you are new to all this debt collection procedure and don’t have any idea about it. Having multiple doubts in this case is obvious. We contacted their customer support representatives and gathered information about the kind of requests they are receiving. Hope this will solve some of your queries too.
What should I do in case when I can’t recognize the claimed debt is mine?
This is a very general issue but it doesn’t mean cedar financial is calling you in error. Sometimes you don’t recognize the debt because you may be the company you own the debt to has undergone a name change or may be acquired by a larger company. You might not recognize your debt in those cases but the debt is still legitimate.
But if you are not sure that a debt belongs to you, you can contact them and put forward a customer request. The representatives at cedars business services are professionals and helpful.
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